Internal Audit Senior Manager 

Al Ahly Leasing and Factoring Company

​January 2022 - present

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​Duties & Responsibilities:- ​

• Managing audit missions for Sustainability and ESG risks, TCFD, Wholesale [SMEs, Large Corporate], Treasury audits [Treasury Front office, Treasury back office, Treasury middle office], AML & Compliance department, Risk sector (Operation Risk, Credit risk, Market Risk), IT Audit, Legal Department and Human resources department.

• Risk Assessment for Audit Universe.

• TeamMate Admin.

• Add value to the functions performed by the Audit Tasks Section by identifying risks that entail financial loss or regulatory non-compliance that could result in monetary damage through the audit and risk review processes.

• Identify potential cost saving opportunities by highlighting process inefficiencies.

• Follow-up status of all outstanding and pending issues related to reports issued on a regular basis.

• Attend periodical meetings with audit client, Head of Divisions to discuss pending audit issues, in consultation with the Chief Audit Executive.

• Assist in escalating issues needing the attention of audit client, auditors and or Chief Audit Executive where necessary to resolve pending issues. Actively pursue complex issues where audit client is not in accord with the outstanding point.

• Prepare annual audit/ risk review and other audit tasks plan for submission to the Chief Audit Executive and his deputy for their review, based on the risk assessment conducted for the incumbent’s area of responsibility

• Main auditor to communicate with external auditors.

• Auditing the company susceptibility plan

• Visio experience.

• ACL experience.

• Replacement for the Head of Compliance & AML.

Treasury Manager 

Mecca Development

​September 2019 - December 2021

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​Duties & Responsibilities:- ​

• Contributes towards formulation of budgets, policies and procedures in relation to FX operations.

• Implements annual business plans for the area of responsibility with emphasis on achievement of set targets/ objectives, business growth and expansion within FX Desk.

• Manages the development, implementation and evaluation of best practice work methods in areas of responsibility to achieve optimum level of performance efficiency.

• Recommends Key Performance Indicators (KPIs) created for the purpose of performance monitoring and quality measurement for the Foreign Exchange Desk and monitor their achievements on periodic basis.

• Builds and maintains strong and effective relationships with all other related units/ departments to achieve the Trading Department’s goals/objectives.

• Ensures that the FX Desk provides timely and accurate information to the external and internal auditors,, the Compliance function, and Group Risk as and when required.

• Manages staff to address Departmental FX needs and requirements.

• Ensures compliance to the department’s policies and procedures for conducting buy/ sell deals, maintaining/ collating MIS pertaining to profitability/ revenue, and observing compliance with the applicable limits approved by the Board/ its delegated authorities.

• Implementation of the Group’s FX strategy.

• Maintains the relationships with other financial institutions, in coordination with the Financial Institutions Department, and other customers and ensures fair distribution for all FX business over a large number of financial institutions.

• Monitors the compliance with set FX limits and minimize risks within FX operations.

• Manages Nostro accounts in various FX currencies in line with other departments’ requirements and liquidity needs of the Group.

• Ensures the timely and competitive pricing of all FX products to inter-bank parties and customers.

• Ensures price quotes are provided subject to credit lines being available for the counterparty.

• Takes FX trading positions, and verifies department’s trading positions ensuring timely and objective revaluation of outstanding positions.

• Reviews/ approves treasury transactions ensuring set procedures are followed by department staff to ensure that all deal tickets are completed, proper approvals have been received and the timely processing of FX deals in coordination with Treasury Operations.

• Ensures compliance with related statutory requirements as adopted by CBE.

• Forecasts FX movements to be able to trade profitable positions and advise direct superiors of possible opportunities in market beyond job holder’s boundaries.

• Maintains the list of approved FX currencies, and recommends the addition or deletion of permissible FX currencies based on market developments.

• Reviews FX rates prior to being communicated to related parties

• Manages and ensure the accurate reporting of P&L figures of all FX activities and revalue outstanding positions to Head of Trading & ALM on daily, weekly and monthly basis.

• Maintains a well-motivated, well trained, focused team with a reputation for the highest standards of professionalism and ethical behavior to ensure a good name in the market.
  
   

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Internal Audit Manager 

Qatar International Islamic Bank

​January 2019 - August 2019

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​Duties & Responsibilities:-

• Managing audit missions for Retail branches, Wholesale [SMEs, Large Corporate], Treasury audits [Treasury Front office, Treasury back office, Treasury middle office], International investments, Risk sector (Operation Risk, Credit risk, Market Risk), Legal Department and Human resources department.

• Risk Assessment for Audit Universe.

• TeamMate Admin.

• Add value to the functions performed by the Audit Tasks Section by identifying risks that entail financial loss or regulatory non-compliance that could result in monetary damage through the audit and risk review processes.

• Identify potential cost saving opportunities by highlighting process inefficiencies.

• Follow-up status of all outstanding and pending issues related to reports issued, on a regular basis.

• Attend periodical meetings with audit client, Head of Divisions to discuss pending audit issues, in consultation with the Chief Audit Executive.

• Assist in escalating issues needing the attention of audit client, auditors and or Chief Audit Executive where necessary to resolve pending issues. Actively pursue complex issues where audit client is not in accord with the outstanding point.

• Prepare annual audit/ risk review and other audit tasks plan for submission to the Chief Audit Executive and his deputy for their review, based on the risk assessment conducted for the incumbent’s area of responsibility.
  
   

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Deputy Manager - Team leader Internal Auditor

Qatar International Islamic Bank

​January 2016 - December 2018

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​Duties & Responsibilities:-

• Conducted audit Missions ( Wholesale[SMEs, Large Corporate], Treasury Front office, Treasury back office, Treasury middle office, International investments, Risk sector(Operation Risk, Credit risk, Market Risk), Legal Department and Human resources department.)

• Managing all Retail branches audit missions.

• Risk Assessment for Audit Universe.

• TeamMate Admin.

• Ensure compliance with all Regulatory, Audit Charter, and Code of Conduct requirements from Internal Audit at all times and conducting the validations required daily / quarterly and ensure reporting any deviation to the Chief Audit Executive and his Deputy.

• Support the Implementation of the RBA (Risk Based Audit) approach.

• Tight management of audit schedules.

• Assigning work to the auditors according to their experience & skills within the engagement.

• Review the work done by auditors within the engagement and provide the required training.

• Preparing the draft/final audit report along with recommendations.

• Attend discussions with audit client / management.

• Appraises the adequacy of the corrective action taken to improve the conditions.

• Manage the audit issues follow up on the Audit Issues Database.

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Assistant Internal Audit Manager 

Qatar International Islamic Bank

​September 2013 - December 2015

 

​Duties & Responsibilities:-

• Conducted audit Missions ( Retail branches, SMEs, Large Corporate, Treasury back office, ATM department, Cash department, Clearing cheques, LGs & LCs Human resources department,)

• Review the work done by auditors within the engagement and provide the required training.

• Preparing the draft/final audit report along with recommendations.

• Attend discussions with audit client / management.

• Appraises the adequacy of the corrective action taken to improve the conditions.

• Manage the audit issues follow up on the Audit Issues Database.

• Tight management of audit schedules.

• Provide ongoing reporting to the supervisors on the progress of the engagement.

 

 

 

 

 

Senior Internal Auditor

Société Générale Egypt

​January 2011 - August 2013

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​Duties & Responsibilities:-

• Conducted audit Missions (Retail branches, SMEs, ATM, Cash center, Clearing cheques, Payroll department, LGs & LCs and other Ad-Hoc missions)

• Participate in the drafting of audit reports and analyses and assist in the preparation of final reports and supporting documents.

• Design and execute internal control testing for operations of moderate complexity. Perform and often plan audit tasks of moderate difficulty, demonstrating a degree of audit expertise consistent with experience level.

 

 

Bank Teller

Société Générale Egypt

​July 2009 - December 2010

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​Duties & Responsibilities:-

• Receive and count working cash at beginning of shift.

• Identify customers, validate and cash checks.

• Perform specialized tasks such as preparing cashier's checks, personal money orders, issuing traveler's checks and exchanging foreign currency.

• Ensure compliance with all internal controls and established policies and procedures.

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Financial Accountant

Michrotech

Feb ​2009 - April 2009

 

​Duties & Responsibilities:-

Prepares monthly statements by collecting data; analyzing and investigating variances; summarizing data, information, and trends.
Prepares state quarterly and annual statements by assembling data.
Complies with tax filing requirements by studying regulations; adhering to requirements; advising management on required actions; calculating quarterly estimated tax payments; assembling data for quarterly and annual tax filings.
Responds to financial inquiries by gathering, analyzing, summarizing, and interpreting data.
Provides financial advice by studying operational issues; applying financial principles and practices; developing recommendations.
Prepares special reports by studying variances; preparing budgets; developing forecasts.
Updates job knowledge by keeping current with financial regulations and accepted practices; participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations.
Accomplishes finance and organization mission by completing related results as needed.